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32 Legitimate Ways to Make Money at Home


So you need a way to make money from home. Hey, join the crowd. Nearly 4 million Americans are working from home these days. That’s more than the population of Oregon, Utah or Iowa.
In other words, there’s an invisible army of us clocking in and sitting down at our keyboards at home. A 2015 Gallup poll found that 37% of Americans have telecommuted in their careers — four times as many as in 1995.
Problem is, we all know the internet is chock full of work-from-home scams. So many ripoffs! Seriously, it’s like the Wild West out there, except there’s no Lone Ranger to put things right.
When you’re working from home, you’re truly on your own. You’ve got to look out for yourself, ’cause no one else will.

How to Make Money From Home

With that in mind, we’re trying to do you a solid.
We’ve scoured through thousands of different ideas to find you 32 unique ways to make money from home. I guarantee there are some in here you’ve never heard of.
The important thing is: These methods are all road-tested. These are all ideas we’ve tried before, so we know they’re real and that you’ll really get paid.
Here are 32 legitimate ways to make money from home:

  1. 1. Get Paid to Give Your Opinion 

    A man goes through his money while filling out surveys.
    Carmen Mandato/ The Penny Hoarder
    Surveys aren’t the best way to make money fast. But there’s a certain appeal to clicking a few buttons and earning money when you’d otherwise be doing nothing. Here’s our recommendation: Sign up for these legitimate survey sites all at once. Chances are, you’ll qualify for at least one or two surveys on each site a month, and the rewards will add up.
    Here are some of our favorite paid survey sites:
    • InboxDollars offers several short, daily surveys you can take. If you take all of them each day, you could earn an extra $730 a year — not too bad.
    • MyPoints: This platform lets you earn gift cards for taking polls, answering surveys and other things you do online — a great way to cash in on long lines or an endless commute. You’ll earn a $5 bonus when you complete your first five surveys.
    • Survey Junkie’s clean look and “cashout wheel” keep you motivated to take as many surveys as you want. They're relatively quick to complete and reward you with points. Once you earn 1,000 points — or $10 — you can cash out for gift cards or cash paid via PayPal.

  2. 2. Get Paid to Watch Videos Online

    Woman on a couch working on a laptop
    Carmen Mandato/ The Penny Hoarder
    Yup, Swagbucks pays you to watch videos! You won’t earn a lot (up to 150 rewards points per day), but the videos are in all sorts of categories — entertainment, home, travel — so you’re likely to find something that appeals to you.
    Or, try this trick: Just turn off the sound on your computer, open a new tab, and keep the videos going in the background while you work.
    You can also download the Swagbucks TV app, which plays videos back-to-back on your phone. Again, just plug in your phone, make sure you’re connected to Wi-Fi and set it aside to play videos — and earn rewards — while you do something else.
    You could earn up to $90 a month watching videos through Swagbucks!

  3. 3. Invest in Real Estate (You Don't Have to Be Rich)

    young woman working on laptop at home
    SolisImages/Getty Images
    Not everyone has “buy a house” kind of money.
    You don’t have to have hundreds of thousands of dollars to get started with Fundrise. You can get started with a minimum investment of just $500, and Fundrise does all the heavy lifting for you.
    Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.
    This isn’t an obscure investment, though. You can see exactly which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina.
    You can earn money through quarterly dividend payments and potential appreciation in the value of your shares, just like a stock. Cash flow typically comes from interest payments and property income (e.g. rent).
    (But remember: Investments come with risk. While Fundrise has paid distributions every quarter since at least Q2 2016, dividend and principal payments are never guaranteed.)
    You’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.

  4. 4. Play Free Scratch-off Tickets

    Woman scratching off a lotto ticket while people nearby drink wine.
    LeoPatrizi/Getty Images
    There’s something so satisfying about those gas station scratch-off tickets, but it’s better to avoid them because, well, that’s not Penny Hoarding.
    Instead, try scratching for free using an app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl's, Sephora and more.
    The app is supported by advertising, which allows it to keep the payouts high and the games free. For more info, check out our full review.

  5. 5. Stop Deleting Your Emails

    Two women check their email on their phone.
    Carmen Mandato/ The Penny Hoarder
    It turns out deleting your emails could be costing you money. Intrigued?
    One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It's free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.
    Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

  6. 6. Earn Cash Back on Groceries, Beauty and More

    A woman uses the Ibotta app on her cell phone.
    Tina Russell/The Penny Hoarder
    Ibotta is an easy-to-use cash-back app that’s partnered with more than 50 retailers, just about anywhere you’d do any kind of shopping.
    Before heading to the store, search for items on your shopping list within the app. Strawberries? Check. An ear of corn? Check. Add each cash-back opportunity to your list in the app.
    Then shop.
    When you get home, snap a photo of your receipt and scan the items’ barcodes.
    Bam. Cash back.
    Some cash-back opportunities we’ve seen include:
    • 25 cents back for any item.
    • 25 cents back on strawberries
    • $1.50 back on Energizer batteries.
    • $2 back on L’Oreal hair color.
    • $3 back on Pampers pull-ups.
    • $5 back on a case of Shiner Bock beer.
    Notice some of those aren’t tied to a brand — just shop for the staples on your list, and earn cash back!
    Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.

  7. 7. Earn up to $60/Hour as a Part-Time Bookkeeper

    A woman goes through her finances.
    Carmen Mandato/ The Penny Hoarder
    Does earning $60 an hour sound appealing? How about the freedom to work from home while helping others succeed?
    Those are the perks of working as a bookkeeper, says Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers.
    And no, you don’t have to have a CPA to be successful in this business. In fact, all you really need are decent computer skills and a passion for helping business owners tackle real-world problems.
    It’s a great opportunity for moms who want to work part time, millennials who are just out of college and anyone who wants to bring in real money while working from home.
    We talked to Robinson about what it takes to become a virtual bookkeeper, as well as tips and advice for making this career track work for you. You can read the full interview here, or check out his website for more information.

  8. 8. Earn up to $350 Opening a Second Bank Account

    A woman gets money out of the ATM.
    Carmen Mandato/ The Penny Hoarder
    Visit this Chase Total Checking® page* to apply online, or enter your email address to get a unique coupon to take with you to open your account at any Chase branch.
    This coupon expires on Oct. 15, 2018, so you’ll need to complete the application before then.
    • Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
    • Get a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days. You’re not required to open the savings account to earn the $200 Chase checking bonus.
    • This offer is available in Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Texas, Utah, Washington, Wisconsin and West Virginia.
    Check out our list of the best bank promotions to find more banks in your area that are offering free cash.

  9. 9. Sell Your Old Clothes, Accessories and More

    A woman goes through her old clothes to sell online.
    Tina Russell/The Penny Hoarder
    Do you still have a prom outfit from, like, 10 years ago?
    It’s never going to fit — or come into style — again, but something just keeps holding you back from sending it to Goodwill.
    Maybe money could change your mind. Instead of storing clothes indefinitely, try selling them.
    One app we especially like is Letgo.
    You know all those unused frocks, jumpers, peasant tops and jean jackets that are currently raising an army of dust bunnies in your closet? You can literally list them in less than a minute.

  10. 10. Get $5 to Set Your Savings on Autopilot

    A person gets their monthly budget in order.
    Carmen Mandato/ The Penny Hoarder
    Acorns is a simple savings and investment app that rounds your credit or debit card purchases up to the nearest dollar and invests the digital change.
    You can start small — with $5 — and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents gets set aside for your Acorns account.
    Plus, you’ll get a $5 bonus when you sign up and make your first investment!
    Contributor CJ Reid started by accepting roundups of less than $0.50, such as her $3.60 cup of coffee.
    “Rounding up 40 cents here and 25 cents there moves me swiftly enough to $5 so that I can begin investing without putting myself into the red,” she says.
    Once your roundups reach $5, that amount will be transferred from your bank to your Acorns account, and invested into your chosen portfolio.
    “Acorns makes it easy to invest by removing the responsibility of choosing individual investments or worrying about trades,” Reid explains. “You don’t need any previous investment knowledge or history.”
    And once you get the process automated, Acorns investments make your digital change work for you.
    “With a conservative portfolio,” Reid says, “I turned $15 into $19 within a few weeks.”
    Interested in investing your own spare change? Check out our full Acorns guide for the details. 

  11. 11. Get $5 to Start Saving

    A woman pulls money out of her purse.
    Tina Russell/The Penny Hoarder
    It’s no brilliant secret that investing can be a smart way to make money.
    Sometimes, though, it feels restricted to a few wealthy elite.
    But Stash is different. This app lets you start investing with as little as $5 and for just a $1 monthly fee for balances under $5,000.
    Stash curates investments from professional fund managers and investors and lets you choose where to put your money.
    But it leaves the complicated investment terms out of it. You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.
    Bonus: Right now, The Penny Hoarder is teaming up with Stash to fund your first investment — so you’ll get a $5 bonus when you enter the code PENNYH

  12. 12. Protect Your Free Time by Working From Home

    A man talks to a person on the phone while sitting in a park.
    Carmen Mandato/ The Penny Hoarder
    For some people, working from home offers the most perfect scenario. Maybe it cuts your one-hour commute down to, well, nothing. Maybe it allows you to see your kids more often.
    Whatever it is (even if it’s that you get to spend more time with your cat — valid reasoning), the most difficult part can be landing that perfect work-from-home job.
    We recommend starting your search with ZipRecruiter.
    When you click here to search, ZipRecruiter sends you to a list of geo-tailored work-from-home job openings. (Because, yes, even some work-from-home job opportunities have location restrictions.)

  13. 13. Let Someone Borrow Your Place for the Night

    Chairs surround a campfire in someone's backyard.
    Warchi/Getty Images
    Have a spare room? Might as well list it on Airbnb to try to make some extra money.
    If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.
    Taking a few simple steps can make the difference between a great experience and a less-than-satisfactory one.
    Here are a few tips:
    • Airbnb covers you with a $1,000,000 host guarantee as well as penalty-free cancellations if you’re uncomfortable with a reservation.
    • Make your space available during high-demand times in your area. Think: concerts, conventions and sporting events.
    • Be a good host and make sure your place is stocked with the toiletries you’d expect at a hotel — toilet paper, soap and towels.
    • Be personable. A lot of travelers turn to Airbnb for the personal touch they won’t find at commercial properties.
    (Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

  14.  14. Find Hourly Gigs

    a man in an apron serving sausages
    Carmen Mandato/The Penny Hoarder
    If you’re looking for hourly gigs, try signing up for ShiftGig. The platform connects workers to gigs in a number of industries, including food service, hospitality, retail and customer service.
    Here’s how it works:
    • Download the app and apply. You’ll talk about yourself, your interests and your experience.
    • The Shiftgig team will review your application, and, if you pass, you’ll be onboarded. (It’ll also perform a background check on you.)
    • If you’re approved, you can start searching through available shifts in your area.

  15. 15. Get Paid to Lose Weight

    Man Jogging With His Dog.
    vgajic/Getty Images
    So this is the part where you scratch your head and say, “No way.”
    HealthyWage is a program that allows you to place a bet on your weight-loss goals. The idea is that if nothing else, maybe, just maybe, a cash prize will motivate you.
    It's worked for many others.
    Take, for example, Angie Richards, who bet herself she’d lose 40 pounds in six months. She ended up losing 52 pounds and winning $1,200.
    Then there’s Katelyn Pincock and her husband, Cort, who each bet $75 per month for six months. They ended up winning $3,000.
    Unfortunately, the program doesn’t come with a magical diet or sweatless workout regimen. But hopefully the potential to win some cash will help you keep your eyes on the prize.

  16. 16. Drive Folks Around Town

    Lyft driver Paul Pruce in Philadelphia, Penn. on January 13, 2017. (Jessica Kourkounis)
    Need a fun, flexible way to earn money while also meeting lots of new people?
    Try driving with Uber! Demand for ride-sharing has been growing like crazy, and it shows no signs of slowing down.
    As a driver with Uber, you’re an independent contractor. You create your own schedule and work as much or as little as you want.
    You must be at least 21 years old, have at least one year of licensed driving experience in the U.S. (three years if you’re under 23 years old), have a valid driver’s license and pass a background check. Also, your car must be a four-door, seat at least four passengers (excluding the driver), be registered in-state and be covered by in-state insurance.
    Because it's simple to switch between apps, many drivers also sign up with Lyft.
    We talked to Paul Pruce, who’s been driving full-time with Lyft for over a year. He earns $750 a week as a driver.
    Best of all, he does it on his own time. You can work days, nights or weekends — it’s up to you!
    To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

  17. 17. Rent out the Clothes That Make Your Friends Jealous

    a woman spends the day at a mall in Florida
    Carmen Mandato/The Penny Hoarder
    Are your friends always complimenting your great sense of style? Try making money off that killer taste!
    You can rent out your clothing online through a peer-to-peer site like Style Lend.
    Make sure to read the fine print on rental sites. Some don’t charge any fees to the buyers and sellers, but some charge a rental commission per order. You’ll need to price your wears accordingly to account for any commission handed over to the company.

  18. 18. Get Paid to Rent out Your Car

    car by an old rent your car building
    Jupiterimages/Getty Images
    Want to make money with your car… but not keen on playing taxi? Let folks rent your car when you’re not using it.
    OK, that sounds a little scary, but it doesn’t have to be. With the Getaround app, you can safely rent out your car to people in your community and neighborhood. The company insures your car for each trip, offers 24/7 roadside assistance and screens drivers for a safe driving record.
    That’s more assurance than you get when your teenager gets behind the wheel…
    Here’s how it works:
    1. Sign up with your Facebook account to rent out your car here.
    2. Set your own rates and availability.
    3. You’ll get a notification when someone books your car.
    4. Your car will be equipped with a Getaround Connect™, so renters will be able to locate, unlock and lock your car from their mobile phone during the trip period. No need to meet in person to exchange keys.
    Like many side gigs that involve your car, some car owners worry about the costs for things like gas and wear and tear on the vehicle. With Getaround, renters are responsible for refilling the fuel used on the trip.
    We also checked in with the company to see what it’s doing to address car owners’ concerns, and the CEO Sam Zaid told us, “Fortunately, customer feedback is one of the best ways we can learn and grow. We take feedback seriously and prioritize product updates based on our conversations with owners and renters.”
    So don’t be afraid to share your experience to make this an even better platform for car owners and renters.
    Plus, fewer cars on the road means less traffic and less pollution, so kudos!

  19. 19. Get Paid for Window Shopping

    A woman finds money on the street.
    Tina Russell/The Penny Hoarder
    No extreme physical activity or pulled muscles required for this money-making trick. All you need to do is download the Shopkick app.
    Once you sign up, the app pays you in “kicks” for walking into certain stores (including Walmart, Target, TJMaxx and more). These can be redeemed for gift cards to a number of retailers, including Amazon, Target, Walmart, Starbucks, Sephora and Best Buy.
    It pays you even more “kicks” for photos of receipts that include qualifying items you purchased in-store with a connected credit or debit card. You can also earn kicks for online purchases. Bonus: You don’t have to do anything; your linked cards will automatically apply your kicks.

  20. 20. Hang out With Pups

    A happy dog looking into the camera.
    Carmen Mandato/ The Penny Hoarder
    If you’re looking for a flexible, independent way to earn money — and you love hanging out with dogs — Rover might be your perfect gig.
    The online network connects dog walkers and sitters to local dog owners through its 4.9-star-rated app, so you don’t have to staple flyers on every utility pole across town.
    Rover says sitters can earn as much as $1,000 a month.
    Rover dog-sitter requirements vary by location. In general, you must:
    • Be 18 years or older.
    • Pass a background check.
    • Have access to the Rover app (iOS or Android).
    Here’s how it works: You’ll create an online sitter profile where you’ll answer questions about your experience with puppers and your schedule availability.

  21. 21. Play the Slots — and Earn More Interest Than at Your BankPicture of coins in a jar

    Tina Russell/The Penny HoarderAre you more of the “sit at home and play video games” type of person but you’re making yourself read this because you’re determined to get this adulting thing down?
    The folks who created Long Game have you covered with a game that’s fun and helps you achieve your financial goals.  
    As you save and accomplish missions you’ll earn coins to play mini games for cash prizes! We’re talking the classics, like slot machines, scratch-offs and spin-to-win wheels.
    Penny Hoarder Carson Kohler uses Long Game to save money. Every two weeks, it sneaks $5 out of her bank account and rewards her with coins.
    In two months, she’s saved $35.70, just by playing games on her phone. Plus, her winnings amount to a gain of about 2% — way higher than interest on any other savings account she has.
    Once you link your bank account, you’ll earn 300 points, so you can start playing while you wait for payday.

  22. 22. Rent out Your RV

    darrensp/Getty Images
    RV owners: When’s the last time you hit the open road?
    If you’re attached to your rig but don’t use it as much as you’d like, why not turn it into a money-making machine?
    Rent it out through an online peer-to-peer rental marketplace, like RVshare or Outdoorsy. Think of it like Airbnb… but for RVs.
    We chatted with one California couple who has three kids — well, five if you count their two campers (which they do). In 2016, they invested in their first camper, The Moose, a 2008 Thor Sonoma. They’d heard about RVshare and knew they wanted to rent it out to cover $2,500 in annual expenses.
    They listed The Moose for $100 a night. In 2017, they banked $7,338, exceeding their initial goal. They were able to pay their first camper off and invest in their dream camper, a 2014 Lance named Duke. They’re now renting Duke out, too, and they’ve more than doubled their side income.

  23. 23. Sell Your CDs, DVDs, Blu-rays, Video Games and Electronics

    A man looks through records at a store.
    Tina Russell/The Penny Hoarder
    Have a bunch of movies or CDs collecting dust on a shelf? Decluttr will pay you for them! Decluttr buys your old CDs, DVDs, Blu-rays and video games, plus hardware like cell phones, tablets, game consoles and iPods.
    One user, Gil Flores, sold about 100 DVDs and 75 CDs and made $275 — an average of $1.57 each.
    Just download the app and start scanning the barcodes on your media to get immediate quotes. It’s completely free to use; there are no listing or seller fees; payment is super fast and there's even free shipping.
    Plus, enter FREE5 at checkout to get an extra $5 for your trade-ins!

  24. 24. Turn Gaming Into Saving

    A young woman sits on the ground outside in a woodsy area. She is laughing and playing on her cellphone.
    Carmen Mandato/ The Penny Hoarder
    Blast is a savings app for Android made by gamers for gamers. It allows you to save, earn and win cash for playing games.
    It works with every game in the Google Play Store, as well as top PC games, including Counter Strike Global Offensive.
    The app is free, with no hidden fees.
    While you play, the app works in the background and transfers small sums from your checking account into a high-yield Blast savings account based on “triggers” you set — things like the number of opponents you defeat or enemy bases you destroy. You can earn extra cash by completing “missions” that allow you to test new games or take familiar games to the next level.
    Your Blast savings account earns 1% interest, is FDIC-insured and is secured by bank-level encryption. You can withdraw your money anytime or just let your savings grow.

  25. 25. Earn Money for Shopping on Amazon

    A man sits on a park bench with his Amazon package.
    Carmen Mandato/ The Penny Hoarder
    Calling all Amazon shoppers!
    This is such an easy, passive way to rake in an extra $36 a year. ShopTracker, one of the leading public opinion research companies, wants you to share your Amazon purchase history. And you’ll be paid for every month you share!
    When you sign up for ShopTracker, it keeps your private information, well, private. All it wants to see is your order information.
    To earn your first gift card today:
    1. Sign up, and download the ShopTracker app on your Windows computer and Apple or Android phone. It takes about two minutes. You’ll need to answer a few questions about your Amazon use to qualify.
    2. Open the app and log in to your Amazon account to automatically share your purchase history. You’ll receive your Visa e-gift card code for $3 via email within 48 hours.
    3. Take a couple of minutes to share your purchase history to earn another $3 each month.

  26. 26. Get $50 to Invest in Causes You Care About

    Dollar bill tucked in between leaves.
    Carmen Mandato/The Penny Hoarder
    Investing can be a great way to grow your money, but have you carefully considered which companies you’re willing to back? Their morals and values? You probably wouldn’t want to invest in a company that's destroying our oceans or cheating the system.
    Impact investing is a simple fix. It adds a new layer of transparency to investing. Take Swell Investing, an SEC-registered investment adviser committed to supporting sustainable companies.
    Its Impact 400 portfolio features companies whose products and services align with the United Nations Sustainable Development Goals. They consider everything from gender equality to ending poverty to clean energy.
    You can start with just $50 and invest in this or other portfolios committed to clean water, zero waste, renewable energy or disease eradication, to name a few. Plus, you’ll get a $50 bonus with the code PENNY after making your initial investment.
    Swell doesn’t have any trading fees, price tiers or expense ratios. It charges a 0.75% annual fee — that’s about the cost of one coffee ($3.75) per year if you invest $500.
    Disclosure: We have a financial relationship with Swell Investing LLC and will be compensated if consumers apply for an account and/or fund an account with Swell through links in our content. However, the analysis and opinions expressed here are our own.

  27. 27. Hang out at Bars

    Side-by-side image of two glasses of beer.
    Freshly poured beer at Rapp Brewing Company in Seminole, Florida . Tina Russell/The Penny Hoarder
    Sometimes you want to go where everybody knows your name. And pays you. To drink beer.
    Sound too good to be true?
    Secret Hopper is a relatively new company that invites beer lovers to secret shop at breweries and rate their experience. Were you greeted when you came in? Did they offer a sampler? Did the bartender engage you in conversation?
    There's a rather extensive questionnaire you fill out after visiting the brewery, so it helps to review it beforehand. The Penny Hoarder's own Tyler Omoth tried it out for himself. Read more about his experience here.
    To signing up, just go to the web page and fill out the simple form with your age, gender and general beer knowledge.
    There are plenty of other types of mystery shops, as well. Choose what fits your schedule so you can pick up retail shopping and restaurants, too, if you want to round out your day.

  28. 28. Sell Your Trash

    A stack of old magazines.
    Tina Russell/The Penny Hoarder
    Americans throw away approximately 266 million tons of trash every year, and it turns out we might as well be throwing away cash.
    There’s a reason dumpster diving has become so popular in recent years, and it’s because things you think are worth nothing often do have value.
    Anything from your empty wine bottles to old magazines can be sold online. Here's a full list of the things in your trash that might be worth cash.

  29. 29. Swap Books for Amazon Gift Cards

    stack of books with an e-reader on top
    Chris Zuppa/The Penny Hoarder
    Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.
    With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.
    Enter the item’s information on Amazon's Trade-In page to see how much you could pocket. Shipping is free.

  30. 30. Make Your Own Schedule as a Data-Entry Clerk

    man working at home on computer and smartphone
    mixetto/Getty Images
    Data entry isn’t the best-paying online job, but it is one you can do with few skills or previous experience.
    Typically, all you need is a computer and internet connection. Fire up a pot of coffee and find online data-entry jobs through these freelancing sites:

  31. 31. Sign up for a New Credit Card

    credit cards in a wallet
    Carmen Mandato/The Penny Hoarder
    One of the best ways for a Penny Hoarder to make some serious extra cash is to take advantage of credit card sign-up bonuses.
    Of course, to get the most benefit, you should have excellent credit, and pay off your card in full each month so you're not paying interest.  (After all, every time you pay interest, you're losing some of the positive effects of the bonuses.)
    For those of you wondering, here's how opening and closing credit cards affects your credit score (Hint: You can do it without causing too much harm).

  32. 32. Sell Your Smart Phone Photography

    Woman taking photo of pumpkin soup with smartphone
    Alexandra Iakovleva/Getty Images
    If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.
    An app called Foap lets you turn your smartphone photos into cash.
    Here’s how it works:
    1. Download the free app and create an account.
    2. Take a quality photo and upload it to Foap’s marketplace.
    3. Someone buys the license to your photo for $10. You make $5.
    If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?
*Fine print from Chase:
Checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; 2) Deposit $25 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening.  Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days. You can only receive one new checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.
Account Closing: If your checking account is closed within six months after opening, we will deduct the bonus amount at closing.
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